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benefits

Personal Lines

You don't need an insurance policy, you need a personal insurance agent. Why? An agent will take the time to learn your personal needs and identify risks. We want to make sure that your insurance actually protects you. Milik & Associates is an independent insurance agency dedicated to finding you the comprehensive insurance coverage you need.

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Automobiles

Our agents want to make sure that your auto insurance policy fits your exact needs. From your everyday driver to classic cars, from minivans to convertibles; we can provide an insurance policy that actually protects your car

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Homeowners

Purchasing homeowner's insurance can get confusing. Although you are not legally required to purchase home insurance many mortgage companies require it as part of their finance agreements.

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Rental Properties

Basically, renters insurance acts as a homeowners insurance policy for those who rent their place of residence.

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Condo

Condominium insurance provides protection where condo associations do not. Condo and town house coverage protects your possessions within your unit, including furniture, appliances, kitchen and bath facilities and your personal items.

boat insurance

Boats

When the weather is warm, we know that the first thing on your mind is going out on the water. Your boat allows you to get away from all the stress of the mainland and kick back by yourself or with good friends.

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Motorcycle

Whether you're a weekend warrior, a casual rider, or a hardcore motorcyclist, our motorcycle insurance policy offers protection for you, your bike, and your accessories.

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Earthquake

In a high-risk state such as California, earthquake insurance is a must

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Flood

Flood insurance provides protection for destruction and financial devastation caused by floods. Although it may not seem like much even a few inches of water can cause serious damage; resulting in thousands of dollars in repair and restoration costs.

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Recreational vehicles

Buying and owning an RV is a dream-come-true for many travelers across the country.

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Umbrella

Umbrella Insurance provides exactly the type of coverage that it sounds like it would; it provides an umbrella for you to stand under.

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Private Client

Some clients have needs that extend beyond the customary personal insurance products. We are dedicated to designing individually-tailored coverage programs and delivering service that reflects the status and expectations of this client group.